Week 6 fiance discussion and responses

This is a 2 part assignment!!! First write a discussion post following the attached instructions with min 300 words and apa style citation. All of the resources needed should be attached! Then response to 2 other students discussion post ( will post those after receiving part1 and then extend time by 24 hours) with 100 words min each and directly at them not in 3rd person!

Discussion question part 1

Why do you think a debt instrument whose interest rate is charged periodically based on some market interest rate would be more suitable for a depository institution than a long-term debt instrument with a fixed interest rate?